PrepTest 159, Section 2, Question 11

Author's OpinionDifficulty4 of 5
Passage 2Microfinance, savings, and services for poor customers
The questionFull text in your LawHub copy of PrepTest 159

The following two passages were adapted from articles(474 more words not shown)

Passage A(253 more words not shown)

Passage B(215 more words not shown)

Which one of the following(8 more words not shown)

Reading the passage

Both accounts show that very poor people can benefit from financial services. For this support question, check the specific claim against both texts. A favorable example doesn't establish that a feature is necessary, that one method is always best, or that an entire category of customers does better.

Working the answers

  • A

    SafeSave has distinctive products, but neither writer establishes that unique products are required for economic sustainability. A successful feature isn't automatically a requirement for every provider.

  • B

    A explains how group pressure can replace collateral's security. It doesn't rank collateral as the most effective method, and B doesn't make that ranking either.

  • C
    Correct

    A reports 30 million BRI savings accounts, directly challenging the assumption that poor people cannot save. B describes customers using a flexible service to accumulate useful sums and transacting regularly. Together they support substantial demand for savings services.

  • D

    Neither writer says these organizations should avoid making a profit. Covering costs and serving poor people don't establish a moral rule against profit.

  • E

    B focuses on urban customers, while A includes a successful rural institution. These examples don't establish a general urban-versus-rural success pattern. We'd need a comparison that the writers do not provide.

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