PrepTest 128, Section 1, Question 7
In many Western societies, modern bankruptcy laws have(424 more words not shown)
In stating that bankruptcy laws(19 more words not shown)
- Aare often surprised(6 more words not shown)
- Bhave unintentionally become(6 more words not shown)
- Cwere a consideration,(11 more words not shown)
- Dare better served(17 more words not shown)
- Ewere themselves active(7 more words not shown)
Reading the passage
At first, debt relief seems good for the person who owes money and bad for the person waiting to be paid. The surprise is that keeping the debtor productive can help the creditor collect. That's what “perhaps unexpectedly” flags.
Working the answers
- A
This turns the author's observation about an initially surprising benefit into a claim about creditors' reactions in court. We aren't told that they are often surprised to receive compensation.
- B
Benefiting doesn't make creditors the “chief beneficiaries.” The author doesn't rank their benefit above that of debtors or everyone else affected.
- C
The phrase doesn't establish how much lawmakers considered creditors when formulating the laws. Something can be less obvious to a reader without having been a secondary consideration in the legislative process.
- DCorrect
Laws that first appear to help debtors can serve creditors better than we immediately realize. The later explanation—that productive debtors offer a better hope of repayment—makes this benefit understandable.
- E
Nothing says creditors helped formulate the laws. Receiving a benefit doesn't establish participation in creating it.
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