LR Drill Set 10, Question 7
Loan officer: Anyone who is employed less than(60 more words not shown)
If all of the loan(13 more words not shown)
- AAt least some(12 more words not shown)
- BAnyone who is(11 more words not shown)
- CAnyone who is(17 more words not shown)
- DThe Professional Loan(19 more words not shown)
- ENo one who(17 more words not shown)
Reading the argument
Three loans, three sets of rules. Don't combine them just because the names sound related.
For a Micro-Loan, being employed less than full time and having income below the specified level is enough to qualify. We aren't told the exact income cutoff, and we don't need to invent one. We also aren't told this is the only route to eligibility.
For a Development Loan, we get disqualifications instead: living outside the city rules you out, and so does having defaulted on a Micro-Loan. Avoiding both problems is required, but the passage doesn't promise a Development Loan to everyone who avoids them.
For a Professional Loan, registration with the Commerce Board together with no Micro-Loan default is enough.
What we’re looking for
The question asks what must follow. I wouldn't force a prediction by inventing an overlap between all three programs. Check each proposed connection against the actual rules. Some statements tell us enough to qualify; another tells us what would rule someone out. Those do different jobs.
Working the answers
- A
A rule about who qualifies doesn't establish that any qualifying person is registered with the Commerce Board. We don't have a count of eligible borrowers or a fact linking Micro-Loan eligibility to registration. There could be no overlap at all. 'At least some' requires an actual overlap, not just the possibility of one.
- B
Development eligibility tells us the person isn't outside the city and hasn't defaulted on a Micro-Loan. It doesn't tell us that person's working hours or income. A full-time, high-income borrower could qualify for development without satisfying the stated Micro-Loan route. The rules give no assurance that such a person qualifies for a Micro-Loan in some other way either.
- C
Living inside the city handles one Development Loan restriction. What about a previous Micro-Loan default? A person could currently be eligible for a Micro-Loan, live in the city, and still have defaulted on an earlier one. That default would rule out a Development Loan. Also, avoiding listed restrictions alone isn't promised to guarantee approval.
- DCorrect
Someone eligible for a Development Loan cannot have defaulted on a Micro-Loan, because that would disqualify the person. D also gives us Commerce Board registration. Those are the two facts that together guarantee availability of the Professional Loan.
The connection works through the no-default requirement. We aren't assuming all three loans have the same rules. We're using one program's eligibility to establish a specific fact needed for another program's stated route.
- E
Living in the city and qualifying for a Micro-Loan don't guarantee the Professional Loan. For example, the person might have no Commerce Board registration and have defaulted on an earlier Micro-Loan. Nothing requires a Professional Loan to be available to that person. The stated sufficient route doesn't turn these different facts into a guarantee.
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